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Watch out for Scammers!
October 25, 2017
1. “Your best bet is to give no information to anyone who calls or even comes to your door to talk about enrolling under ACA. Instead, you can call 800-318-2596 for information (TTY: 855-889-4325). These are toll-free phone numbers to the official federal government Health Insurance Marketplace call center. If you get a call from someone claiming to be with an insurance company or the government, ask them to mail you more information or provide you with the address of a website you can visit.”
2. “Don’t let anyone tell you a new card is required under the Affordable Care Act (ACA). It’s a sneaky way to lull you into handing over Social Security, bank account and credit card numbers and other private information. No ACA cards exist.”
3. “Don’t believe anyone who says the law makes everyone buy new insurance policies. It’s true the law says nearly everyone must have health insurance. But it doesn’t require everyone to get new coverage. If you already have coverage, you probably don’t need to do anything.”
4. “Be wary of visitors or callers claiming to be government workers “checking the accuracy” of your personal medical information so they can “update” it for the Affordable Care Act. The government does not have representatives doing that.”
5. “If you’re buying coverage directly from an insurance company rather than using the government marketplace, stick with an insurance company you know. If you’ve never heard of a company before, it could be a made-up company that offers no real health insurance coverage for the money you pay them. They walk away with your money and all your personal information.”